Buying your first car can be a very exciting experience, as
it ultimately opens up a new world of freedom and independence. However,
it's easy to get carried away and not think about the amount of careful
research and decision-making that goes into buying a car – it's not
simply a case of finding a nice car and buying it, you have to consider
tax, insurance and servicing as well. As long as you understand what goes
into the process of buying your first car, you should be able to breeze
through and enjoy your newfound freedom.
What kind of car you need. It may sound obvious, but the first
consideration is probably the most important one. Don't just go for the
car that looks best, as many people are tempted to do. Think about the
area you live in - will you need a smaller car for easy manoeuvring and
parking? Also think about how much you're willing to pay. When you
factor in the costs of insurance, tax and servicing, you may find that you
want to go for a second-hand car rather than a brand spanking new one that
costs a fortune. There are many good car publications that offer both advice and good deals.
Servicing and Registration. If you do decide to bag a bargain on a used car, then
servicing will be very important as it's not likely to be in such great
condition as when it was first bought. Getting a registration test can be fairly
cheap, and is really essential to make sure you have nothing to worry
Car Tax. In some countries, you are legally obliged to get vehicle tax for your car, for
which you will receive a tax disc to display in your windscreen. If you
don't remember to factor in this additional cost it could come as a bit
of a surprise.
Insurance. Like car tax, insurance is a legal requirement for car owners. The costs
can initially be quite high, particularly if you are a newly qualified
driver and under 25. However, if you do your research you should be able
to find some reasonable car insurance quotes from a variety of flexible
companies. It's also worth checking online - some companies offer a discount
when you get a car insurance quote from their website.
So although the process is not as simple as it perhaps should be, once you've got your head around
the various costs you'll have to consider then buying your first car should be painless and fun.