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BORROWING
POWER CALCULATOR
INSTRUCTIONS
This calculator is only a guide. It is designed to help you work out
your borrowing power based on your current financial position. The calculation uses
your Debt Servicing Ratio which is found by dividing your total monthly repayments by your
total monthly income. Most lending institutions will lend to a maximum ratio of 32%,
with a 2% loading on loan rates, however you should check with your own institution for
specific requirements.
Enter the relevant details for your income and expenditure
Choose your loan details.
Click once on the "Calculate" button to calculate your result.
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